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Dodo Payments Test Card Numbers

Every test card, UPI id, bank account and IBAN Dodo Payments documents for test mode, with what each one does. Click anything to copy it.

CVC

Any 3 digits

docs use 123

Expiration

Any future date

docs use 06/32

Mode

Test API keys

test credentials only work in test mode

Successful Cards

Complete the checkout and fire the same webhooks as a live payment.

Visa (US)

4242 4242 4242 4242

Succeeds.

Mastercard (US)

5555 5555 5555 4444

Succeeds.

Visa (India)

4576 2389 1277 1450

Succeeds. Use with an Indian billing address to test the India flow.

Mastercard (India)

5409 1626 6938 1034

Succeeds. Use with an Indian billing address to test the India flow.

Declined Cards

Fail with a specific decline code, for testing what the customer sees and what your system records.

Visa (US)

4000 0000 0000 0002

Declined with GENERIC_DECLINE.

Visa (US)

4000 0000 0000 9995

Declined with INSUFFICIENT_FUNDS.

Visa (India)

4706 1312 1121 2123

Declined with GENERIC_DECLINE.

Mastercard (India)

5105 1051 0510 5100

Declined with GENERIC_DECLINE.

Visa

4000 0000 0000 0341

Attaches successfully, then fails when charged. Use it to test a subscription whose renewal fails. Docs use expiry 12/34.

UPI

Test UPI ids. Requires billing country IN and currency INR.

UPI id

success@upi

Payment succeeds.

UPI id

failure@upi

Payment fails.

SEPA Direct Debit

Test IBANs for SEPA Direct Debit, including the delayed outcomes that only show up days later in production.

IBAN

DE89370400440532013000

Succeeds.

IBAN

DE62370400440532013001

Fails.

IBAN

DE35370400440532013002

Succeeds, then is disputed.

IBAN

DE65370400440002222227

Fails with insufficient funds.

ACH Direct Debit

Test US bank accounts. Routing number 110000000 for all of them.

Account

0001 2345 6789

Succeeds.

Account

0002 2222 2227

Fails with insufficient funds.

Account

0001 1111 1113

Fails, account closed.

Account

0005 5555 5559

Succeeds, then is disputed.

Account

0000 0000 0009

Stays in processing indefinitely.

Routing number

1100 0000 0

Use with every test account above.

Buy Now Pay Later

Klarna and Afterpay test flows. Both need an order of at least $50.01.

Klarna, approved

customer@email.us

Name "Test Person-us", date of birth 07-10-1970. Approved.

Klarna, denied

customer+denied@email.us

Name "Test Person-us", date of birth 07-10-1970. Denied.

Afterpay

Any valid email and address

Succeeds. Closing the modal simulates a failure.

Source: Dodo Payments docs, Testing process. Test values change occasionally; the provider’s page is authoritative.

How to use Dodo Payments test cards

Dodo Payments switches between test and live by API key. With a test key, every endpoint behaves exactly as it does live, webhooks fire for test transactions, and nothing is charged. Test credentials are refused with live keys and real cards are refused with test keys, which is deliberate: a card that is rejected is usually telling you which key you are holding.

Cards take any future expiry and any three-digit CVC; the documentation uses 06/32 and 123. The India cards, UPI ids and the INR requirement exist because Dodo handles Indian payment rails natively, and those flows differ enough from a US card that they deserve their own test.

The SEPA and ACH entries that “succeed, then dispute” or “stay processing indefinitely” are the ones worth running before launch. In production those outcomes arrive days after the checkout, and a system that only handled the happy path will credit a sale it later has to unwind.

Testing an affiliate programme on Dodo Payments

Once a test payment goes through, the referral test is one more step: click a referral link, pay with a successful card, and confirm the payment arrives credited to the affiliate. Refgrow connects to Dodo Payments, reads payment and subscription webhooks, attributes them through the referral cookie or a discount code, and reverses the commission automatically when a payment is refunded. How the Dodo Payments integration works.

Test cards for other providers

Selling with Dodo Payments? Add an affiliate programme this afternoon.

Refgrow connects to your Dodo Payments account, reads the same webhooks you are testing now, and pays commissions when payments succeed.

Built for Dodo Payments

Testing Dodo Payments? You are 90% of the way to a referral programme.

Connect Dodo Payments once. Refgrow tracks referred payments and subscriptions, maps discount codes to affiliates, and handles holds, refunds and payouts.

  • Works with one-time payments and subscriptions
  • Discount codes mapped to affiliates
  • Refunds reverse the commission automatically
  • Payouts via PayPal and Wise
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Dodo Payments Test Cards | Test Mode Numbers, UPI, SEPA, ACH | Refgrow