Stripe Fee Calculator

Calculate Stripe processing fees and net amounts instantly

Transaction Amount

Stripe Plan

Monthly Transactions

Fee Breakdown

Stripe Fee

$3.20

3.2% effective rate

You Receive

$96.80

After fees

To Receive $100.00

$103.30

Charge this amount

$10,000.00

Monthly Volume

$320.00

Monthly Fees

$9,680.00

Monthly Net

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Multiple Plans

Calculate fees for standard, international, Amex, or custom Stripe pricing.

Reverse Calculator

Find out how much to charge so you receive the exact amount you need after fees.

Bulk Calculations

See total monthly fees and net revenue across all your transactions.

Effective Rate

See the actual percentage Stripe takes including the fixed fee component.

About This Calculator

The Stripe Fee Calculator shows you exactly how much Stripe charges per transaction and what you actually receive after processing fees. It supports standard domestic rates, international card surcharges, Amex pricing, and custom negotiated rates. It also includes a reverse calculation mode so you can determine the price to charge if you want to receive a specific net amount after fees.

Frequently Asked Questions

What are Stripe's standard processing fees?

Stripe charges 2.9% + $0.30 per successful card charge for US-based businesses. International cards incur an additional 1.5% surcharge, and currency conversion adds another 1%. These rates apply to the standard pay-as-you-go pricing; volume discounts are available for businesses processing over $100K per month.

How do I pass Stripe fees to my customers?

Use the reverse fee calculation to determine the gross amount that yields your desired net. For example, to receive exactly $100, you would charge approximately $103.51 at standard rates. Note that some jurisdictions have regulations about surcharging customers for card processing fees, so check local laws first.

Are Stripe fees different for subscriptions vs one-time payments?

The per-transaction percentage and fixed fee are the same for both subscriptions and one-time payments. However, Stripe Billing adds an additional 0.5% fee for recurring payments on top of the standard processing fee. This subscription surcharge applies to invoices and recurring charges managed through Stripe Billing.

How do Stripe fees affect affiliate commission calculations?

When calculating affiliate commissions, you should decide whether to base them on the gross transaction amount or the net amount after Stripe fees. Most programs use the gross amount for simplicity, but basing commissions on net revenue protects your margins. Refgrow supports both approaches in its commission settings.