Stripe Fee Calculator

Calculate Stripe processing fees and net amounts instantly

Transaction Amount

Stripe Plan

Monthly Transactions

Fee Breakdown

Stripe Fee

$3.20

3.2% effective rate

You Receive

$96.80

After fees

To Receive $100.00

$103.30

Charge this amount

$10,000.00

Monthly Volume

$320.00

Monthly Fees

$9,680.00

Monthly Net

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Multiple Rates

Calculate fees for US cards, international cards, currency conversion, Stripe Billing subscriptions, or a custom rate.

Reverse Calculator

Find out how much to charge so you receive the exact amount you need after fees.

Bulk Calculations

See total monthly fees and net revenue across all your transactions.

Effective Rate

See the actual percentage Stripe takes including the fixed fee component.

About This Calculator

The Stripe Fee Calculator shows you exactly how much Stripe charges per transaction and what you actually receive after processing fees. It covers US cards, international cards, currency conversion, Stripe Billing on subscriptions, and custom negotiated rates. It also includes a reverse calculation mode so you can determine the price to charge if you want to receive a specific net amount after fees. Rates are Stripe's published US pricing, checked 2026-10-13. Choosing a provider? Compare Stripe with Paddle, Lemon Squeezy, Polar and Dodo.

Frequently Asked Questions

What are Stripe's standard processing fees?

Stripe charges 2.9% + $0.30 per successful domestic card charge for US-based businesses. International cards add 1.5%, a currency conversion adds another 1%, and manually entered cards add 0.5%. ACH Direct Debit costs 0.8%, capped at $5.00. Custom pricing is available for large volumes.

How do I pass Stripe fees to my customers?

Use the reverse fee calculation to determine the gross amount that yields your desired net. For example, to receive exactly $100, you would charge approximately $103.30 at the standard US card rate. Note that some jurisdictions have regulations about surcharging customers for card processing fees, so check local laws first.

Are Stripe fees different for subscriptions vs one-time payments?

The per-transaction percentage and fixed fee are the same for both subscriptions and one-time payments. However, Stripe Billing charges 0.7% of Billing volume on pay-as-you-go pricing, on top of the processing fee. One-off invoices are excluded. Stripe Tax adds 0.5% per transaction where you are registered to collect tax.

How do Stripe fees affect affiliate commission calculations?

When calculating affiliate commissions, you should decide whether to base them on the gross transaction amount or the net amount after Stripe fees. Most programs use the gross amount for simplicity, but basing commissions on net revenue protects your margins. Refgrow supports both approaches in its commission settings.